Looking for a loan?

For many of our Members, one of the main reasons they join Le Cheile Credit Union is to avail of our loans facility. Over the years Members have come to realise that Le Cheile Credit Union, when compared to other financial organisations, offers a personal, flexible service at a fair rate of interest.

What you need?

To apply for a Loan you will need to fill in a Loan Application Form, which you can download by clicking on the link below, and bring it with you to one of our credit union offices along with following documents:

3 recent payslips

last 3 months working bank statements

How do I become a member

Membership Made Easy!

Am I eligible for an account with Le Cheile Credit Union?
You are eligible to become a member of Le Cheile Credit Union if you are over 16 years old and live or work inside our Common Bond. See also Minor accounts available for under 16 yrs old.

What is a common Bond?
A Common bond is a thread which unites all members of a credit union. It defines the area within which the Credit Union operates.

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EXPLORE OUR LOANS

We Are Lending! - Le Cheile Credit Union will consider loan applications for prudent or provident purposes.
Each application is treated with the utmost confidentiality and will be considered on its merits.

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Secured Loan

Secured Loan

Borrow up to the amount you have in savings instantly and keep your savings intact! Great rate 5.9% (6.07% APR) Flexible Repayments

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Education Loan

Education Loan

Let it be School, Apprenticeship, College or Job related - You focus on your studies and we'll sort the finances! Apply for up to €25K over 10 years. 7.5% (7.77% APR)

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Plus €20k

Plus €20k

Whatever you have in mind, keep us in mind! Great rate 7.25% (7.51% APR)

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Standard Loan <€20K

Standard Loan <€20K

From Cars to Home Improvements and anything else you may have in mind. Our standard loan offers competitive rates over a term and repayment that suits you! 9.99% (10.48% APR) For loans over €20K check out our €20K Plus Loan rate.

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Mortgage

Mortgage

Buying a property is a stressful time. What to buy (and where)? How much to bid (and when)? When you’ve finally found what you’re looking for and you need a mortgage, you want to deal with a lender you can trust. Apply for up to €350K over 35 years. Great rate! 3.53% (3.59% APR)

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Try Our Loan Calculator

Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
6.07%
# Repayments
Total
APR
6.07%
# Repayments
Total
APR
6.07%
# Repayments
Total
APR
6.07%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Make a Card Payment

Make a card payment into your account, or to another Members account. All from the comfort of your home.